Check out this article and project that will be of interest to people working in the university system. Turns out, even fully funded PhD students are taking out massive loans to cover basic costs and stay afloat during the summer.
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“The point of this project, as I see it, is not to throw these highly educated debtors a pity party, but rather to prove that—as usual—proponents of the current academic status quo are full of it. Kelsky’s goals for the project are somewhat nobler: She wants would-be Ph.D.s to know that “full funding” is ‘only in select cases sufficient to cover real-life living expenses.’ She also wants ‘faculty and administrators to be forced to confront the true financial costs’ of even a funded doctorate, ‘and to recognize their role in a profoundly exploitative and unethical system.'”